Acceptance of Terms
By downloading or using Finance Vista ("the app"), developed by Smiteq Cloud (OPC) Pvt. Ltd. ("Smiteq Cloud," "we," "us," or "our"), you agree to be bound by these Terms of Service. Finance Vista Pro is not a separate app — it's an optional in-app purchase made from within Finance Vista — so these terms cover both. If you do not agree to these terms, please do not use the app.
Use of the App
You agree to use Finance Vista only for lawful purposes. You are responsible for the data you enter and for keeping your device and any backups you create secure. The app is a personal finance tool provided for informational and organizational purposes only — it is not financial, tax, or investment advice.
Intellectual Property Rights
The app, including its design, code, and content, is owned by Smiteq Cloud and protected by applicable copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the app for your personal, non-commercial use.
In-App Purchases and Subscriptions
Finance Vista Pro is available as a monthly subscription, an annual subscription, or a one-time lifetime purchase. All purchases are processed entirely by Google Play (Android) or the App Store (iOS) and are subject to their respective terms and refund policies — we do not process payments directly or store your payment details.
Subscriptions renew automatically at the end of each billing period unless cancelled before the renewal date through your platform store account settings. We do not issue refunds outside of what the platform store provides.
Your Data
Finance Vista stores your financial data locally on your device. You are solely responsible for backing it up — via the app's Google Drive, iCloud, or local file backup features — before uninstalling the app or switching devices. See our Privacy Policy for details on how your data is handled.
Disclaimer of Warranties
The app is provided on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind, either express or implied. Smiteq Cloud disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the app will be uninterrupted or error-free.
Limitation of Liability
To the fullest extent permitted by applicable law, Smiteq Cloud and its affiliates, directors, employees, or agents will not be liable for any indirect, special, incidental, consequential, or punitive damages arising out of or related to your use of the app, including loss of data or business interruption, regardless of the legal theory on which the claim is based.
Changes to the App
We reserve the right to modify, suspend, or discontinue the app, or any feature of it, at our sole discretion and without notice. We will not be liable if the app or any part of it is unavailable at any time or for any period.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in India.
Changes to These Terms
If these Terms change, the updated version will be posted at this URL with a revised date.
Contact
Questions? Email: app.developer@smiteq.com